Third parties use many different types of credit scores and will not use the Equifax 3-Bureau credit scores to assess your creditworthiness. Enacted in , the California Consumer Privacy Act creates new consumer rights regarding access to, deletion of, and selling of personal information to 3rd parties. Placing, lifting and removing a security freeze is free. You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report in several ways. To place, temporarily lift or permanently remove a security freeze on your Experian or TransUnion credit reports, please contact them directly. Placing a fraud alert on your credit reports is free. Once your fraud alert or active duty alert is placed, you can also check its status through myEquifax. You can contact any of the three nationwide credit bureaus to request an initial fraud alert or active duty alert. Once you have placed an initial fraud alert or active duty alert on your credit report with one of the bureaus, that bureau will send a request to the other two bureaus to do the same, so you do not have to contact all three. You can also request an initial one-year fraud alert or active duty alert:.
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Suspicious activity or accounts you don't recognize can be signs of identity theft. Review your credit reports to catch problems early. People with good credit should check their credit reports too. Regular checks ensure the information stays accurate. Your good credit will be ready when you need it. Lots of sites promise credit reports for free.
Spot identity theft early. Review your credit reports.
Retailers are now leaning on their customer experience more than ever to drive sales in an everchanging world. Learn how three companies are adapting to the new normal by focusing on the importance of accurate customer data. Treating data as a strategic asset is fundamental to both data-driven initiatives and digital transformation. It is also essential to enabling the democratization of data across the enterprise so that everyone in the organization can leverage data that they trust. Maximize revenue opportunities. Leverage actionable insights. Ensure the best customer experience. Reduce costs and eliminate waste.
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